3 Autumn-inspired Decor Ideas That Will Spice Up Your Home
With the season of jack-o’-lantern’s and crunchy leaves under foot, there can’t help but be plenty of ways to integrate the loveliness of autumn into your home decorations. Whether you’re looking for a...
View ArticleWhat’s Ahead For Mortgage Rates This Week – October 26, 2015
Last week’s economic news included the National Association of Home Builders Index, Housing Starts and FHFA’s report on August home sales. The National Association of Realtors® released its monthly...
View ArticleRelatives Giving a Gift of Cash for a Mortgage Down Payment
A new house is a major investment. Even if you have a mortgage, the bank and the seller will still expect a sizeable down payment. That’s why lots of people regularly gift down payments to friends and...
View ArticleUnderstanding the Reverse Mortgage
If you’ve studied the real estate market recently, you’ve probably heard about the reverse mortgage. This unique tool is a financial arrangement designed for senior citizens who have limited incomes...
View ArticleSales of Pre-Owned Homes Hit Second Highest Level in 8 Years
Housing markets show continued strength as the National Association of Realtors® reported that sales of existing homes reached their second highest level since February 2007. Sales of pre-owned homes...
View ArticleWhat’s Ahead For Mortgage Rates This Week – November 2, 2015
A number of economic reports released last week indicate mixed economic progress. The 20-City Home Price Index released by S&P Case Shiller showed that August home prices rose, but New Home Sales...
View ArticleHow to Calculate How Much You Will Need for Your Down Payment
If you’re planning to buy a home in the near future, you’re probably already in the process of saving up for a down payment. But if you haven’t seen a mortgage advisor or started looking at properties...
View ArticleCase-Shiller: August Home Prices Accelerate
According to the Case-Shiller 20-City Home Price Index, U.S. home prices increased by 0.40 percent in August, which boosted year-over-year home price growth to 5.10 percent. Denver, Colorado continued...
View ArticleMoving? How to Meet and Make Friends with Your New Neighbors
One of the stresses of moving to a new area is giving up the familiarity that you have with your old neighbors and starting from scratch. Whether you’ve just moved to a different locale or you’re...
View ArticleYour November Gardening Task List
For homeowners who keep a garden, with the change of seasons comes a task list. There are basic tasks for gardeners — for example, raking the leaves, sharpening your tools. And, there are advanced...
View ArticleWhat’s Ahead For Mortgage Rates This Week
Last week’s economic reports included releases on construction spending and several labor-related reports including ADP payrolls, Non-Farm payrolls, average hourly earnings and weekly jobless claims....
View ArticleEasy Guide to Speeding Up the Mortgage Process
If you’re buying a home, you’ll want to try to get your mortgage processed as quickly as possible. Improperly filed mortgage applications are one of the biggest reasons why home sales get delayed, and...
View ArticleHow to Discuss Repairs or Defects with a Seller
When it comes to selling a home, it is a common belief that once the offer is accepted, there is nothing else to be negotiated. However, issues and obstacles that can arise during the home inspection...
View ArticleWhat Are the Advantages to Paying off Your Mortgage Early?
If you’re looking into fixed term mortgages, you might be wondering whether there’s any reason why you should take the full term to pay off the loan. In a lot of cases, paying off a mortgage before it...
View ArticleHow Are Pre-Qualifying And Pre-Approval Different?
How Are Pre-Qualifying And Pre-Approval Different? Watch this video and it’ll make sense. Pre-qualification is an informal way to see how much you maybe able to borrow. You can be ‘pre-qualified’ over...
View ArticleWhat’s Ahead For Mortgage Rates This Week – November 16, 2015
Last week’s scheduled economic news was sparse due to no scheduled releases on Monday and the Veterans Day Holiday on Wednesday. A report on job openings was released on Thursday along with regularly...
View ArticleWhy a Mortgage Pre-qualification Meeting Might Be Your Best Use of 5 Minutes
If you’re in the market for a mortgage, you may want to set up a pre-qualification meeting with a mortgage professional. Even if you’re not 100% sure who you’d like to apply for a mortgage with,...
View Article3 Reasons Why You’ll Want to Move Fast when Buying a Home
With all of the care and consideration that can go into deciding if a home is the right fit, it can add a wrench to the mix to realize that you may not have a lot of time to put in an offer. It’s...
View ArticleUnderstanding the Principal Limit on a Reverse Mortgage
If you’re considering applying for a reverse mortgage, you’ll want to ensure you understand certain critical factors. One such factor is the principal limit. The principal limit will have a strong...
View ArticleHow to Quickly Move into a Larger Home Before a Baby Arrives
Starter homes are incredibly popular for young couples who plan to have a family in the future but don’t need a large place yet. Life moves pretty fast sometimes and many couples find themselves...
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